VIVA Is A Fixed Supply Cryptocurrency That Drives P2P Fractional Mortgage Shares technology

INTRODUCTION

The Viva Network is a decentralized ecosystem that connects mortgage borrowers with global investors in an unlimited, blockchain-safe cloud platform. Viva's innovative technology uses smart ethereum contracts to secure and secure private home loans into Mortgage-Morted Shipments

(FMS) that can easily be purchased and sold on the Viva FMS Exchange (Secondary Market) app.

Using Fractionalized Mortgage Shares, The Viva Network allows investors to crowdfund mortgage home buyers from anywhere in the world, making the process faster and easier for home buyers. With

the ability to access the free market efficiently, both parties will now be able to take advantage of international interest rate arbitrage and earn lower interest rates on mortgages and higher return on investment.

This will all go smoothly on Viva Platform, an application that provides access to exclusive, innovative and first-to-market networking applications designed to improve and revolutionize the mortgage financing process. The Viva platform will consist of apps that will continue to evolve, upgrade, and update to meet overtime needs and overtime preferences. In addition to the mortgage-ownership financing system, the platform will include applications that provide artificial intelligence capabilities such as Value Value Appraisal 2.0 Applications, and other applications that enhance the fundamental aspects of lending / borrowing processes. These range from decentralized property valuation software, credit risk assessment systems, and macro data analysis tools. Viva Platform

will run on an elastic cloud platform that provides great data processing capabilities, robustness, and scalability.

Mortgage rates are almost entirely controlled by the central bank whose policies are influenced by local currency and economic landscape. Enter Viva. Viva uses decentralized technology to cut intermediaries, leave the inefficiencies of the banking system, and thus provide better rates for borrowers and better returns for investors.

With the advent of unlimited blockchain cryptocurrency, we believe that mortgage rates should be determined by real factors relevant to the risk profile of a particular investment. Viva creates a free market to do what the free market do well: disrupt, improve, and

develop.

Abstract

Viva is a transformative financial technology that introduces large-scale decentralization mortgage financing to the world. The Viva platform will use a smart contract for home loan crowdfund, connecting borrowers and direct investors in a a decentralized and unsafe ecosystem. By utilizing ultra-secure blockchain transactions, Viva cut off the middleman, resulting in a more lucrative lending process and efficient for all parties.

Viva allows the free market to determine the interest rate on the borrower's mortgage and eliminating the need for banks and other financial intermediaries. By eliminating \ inefficiency in the local financial system, mortgage rates will be more fair and accurate reflecting the level of risk associated with the true value of the asset.

The failure of the banking system in 2008 produced the first in the world cryptocurrency and begin the process of decentralization of power held by finance conglomerate. Viva intends to finish the job - by leaving the inefficient, a centuries-old financing system in which it actually belongs: in the past.

Decentralized House Credit Financing

Viva is a transformative financial technology that introduces large-scale decentralized mortgage financing to the world. The Viva platform will use smart contracts for a crowdfund home loan, connecting borrowers and direct investors in a decentralized decentralized ecosystem. Utilizing ultra-secure blockchain transactions, Viva cuts intermediaries, resulting in a more lucrative and efficient lending process for all. Viva allows the free market to determine the interest rate on the borrower's mortgage and eliminates the need for banks and other financial intermediaries. By eliminating inefficiencies in the local financial system, mortgage rates will be more fair and accurate reflecting the level of risk associated with the true value of the asset.

Why VIVA?

VIVA is a fixed supply cryptocurrency that drives P2P Fractional Mortgage Shares technology, which is the backbone of the Viva Network's crowdfunding mortgage platform. VIVA will be trading on several major cryptocurrency exchanges and we expect there will be more demand for VIVA as this revolutionary financing system gains traction among institutional investors globally.

Viva Profit Model

In the early stages of The Viva Network, companion applications will become non-profit entities and self-reliant. For example, the RV2 Home Valuation App will generate and spend automatically, using the Reserve Fund as an account operation, and will not retain spreads (earnings) in the process. Although when The Viva Network is fully functional and can perform crowdfund mortgages, The Viva Network operators will maintain a small profit on any existing mortgage crowdfunded through the platform. We believe that this profit model will be a vital part of Viva's operations and long-term success, and will enable market penetration on a global scale.

A profitable business will allow long life of the ecosystem. With a self-contained core that is full of structural incentives, the business model will attract talent to the company, and more and more investors to participate in the products it offers. Most importantly, the profit model will accelerate the expansion of the Viva Network and enable the team's vision of the future to come true.

VIVA TOKENS

VIVA Tokens ("VIVA") is an ERC20 token based on blockchain Etheresum, designed to provide utilities within the Viva Application Exclusive Network Platform. VIVA will initially be distributed, to the early adherents of our vision to the Viva Network Platform, in recognition of the contributions made during Token Generation Events. If this book brings our vision of the Viva Network Platform to results, we mean that VIVA provides token holders with many valuable functions as described in the White Paper. Going forward, we aim to create an internal economy within The Viva Network and the growing application platform, where VIVA will act as an "in-app currency" serves as an integral driving force for incentive-based ecosystems.