Krypton Is A Vague Currency
Krypton Platform
The development of things, but unacceptable to all people around the world, still exists in some countries with economic problems, especially in countries that are still under development. Credit services in some countries are also difficult to formalize, some of these lending institutions require certain requirements from users. Therefore, we have created a platform that we call micro-finance L-Pesa.
L-Pesa Microfinance is a digital platform that brings blocking as technology, so transactions that occur will surely be more secure and transparent, which will allow users to more easily use them. In this case, our Platform will improve people's lives through effective access to loans and financial services. This is how to make the world a better place for everyone.
Our platform is also a new generation of innovative financial technologies that will surely be ready to quickly take advantage of the financial services needs of developing countries. The company has confirmed its operating model over the past 24 months and has built up the latest technology, automating most of the operations.
Aim
Krypton is a vague currency, developed by microfinance L-Pesa. Imagine that you only need a phone to get a loan; this is what Micro-financing L-Pesa wants to accomplish with Krypton. This, in effect, resulted in credit payments for cripto destined for Africa; the first of its kind.
L-Pesa is a financial service that helps millions of people around the world provide microcredit to help them start or expand their business. The company has been in existence for three years with more than 150,000 registered users.
L-Pesa was established to improve people's lives through effective access to loans and financial services. Ron Ezra Tuvalu, founder of L-Pesa, spent most of his career working in developing countries and admitted ten years ago that the most effective way to improve people's lives is to provide access to credit and related financial services.
Since the founding of L-Pesa, Ron has focused on achieving this vision. This is how to make the world a better place for everyone. L-Pesa began providing microfinance services in Tanzania in 2016, extending its services and geographic presence to an evolving level in vision search.
L-Pesa is not a charity. L-Pesa is a pure business. Businesses give us certain freedoms not owned by charity organizations. As a business, we must provide returns. We must be very effective in promoting microfinance; the cost of $ 1000 US equals $ 100 US, and because the operating costs of banks and financial institutions are limited, how low can they go. Blochein provides transparency and efficiency that greatly reduces operating costs, making small loans viable.
We do this with phytate as an existing operation; blocking will allow us to expand our reach and reduce costs. The cost of financing the bank does not allow us to achieve the goals most people need. The expansion of space-based activities will enable us now to make services accessible to people who can not be served in banks or microcredit organizations, as they are recognized as "unprofitable"
Advantages
Blockade technology provides transparency and efficiency, dramatically reducing operating costs, as well as making small, viable loans. Forward in the field of artificial intelligence opens up new opportunities for credit guarantees automatically, and new tools allow you to store large amounts of data.
A tailor-made loan model based on customer social network analysis combined with traditional and non-traditional credit data required for further evaluation and decision making on loan cancellation for clients.
Mobile financial services such as L-Pesa are available in many countries and support banking and banking customers. On the basis of the penetration of mobile phones (smart phones and mobile phones), cellular money services such as L-Pesa, Tigo Pesa and payments are overgrown and include L-Pesa.
The biometric identification system will significantly reduce the costs and possibilities of providing financial services without a physical branch network.
How it works
The L-Pesa model is based partly on the trust ladder: the user starts with a minimum loan (usually $ 1.00) and receives a more significant loan due to bad debts that have been successfully paid off. Other factors such as verification accuracy affect the credit score. The entire loan process for L-Pesa will look like this:
Users register accounts on L-Pesa, often in response to social network messages or SMS. During L-Pesa, many new applications are expected to appeal to us based on recommendations from existing users.
Users add personal data documents such as SIM or passport to L-Pesa account.
L-Pesa Company employees perform automatic verification of personal data.
The user submits the initial loan application, usually in a local equivalent of $ 1.00. In many cases, the program is automatically approved.
All subsequent loan requests are treated in the same way: automation based on user credit ratings is the key to success and scale.
After validating the credit in real time, payments are made using mobile devices such as M-pesa and tigo Pesa.
The user is given a loan repayment schedule, which he will make regular payments.
Redemption is also made through the transfer of mobile money. Payment due will affect the user's credit rating.
Customer support will be provided by the L-Pesa team behind the office in Tanzania. User support is available in English and English
Swahili through social media channels, email, and phone.
Details of ICO
Token Name: Krypton
Ticker: Token
Token Standard LPK: Token ERC20
Token Price: 1 LPK = 0.02 USD Hard Cap $ 52 million
Shipping Token: 2.600 million
Conclusion
Mobilizing support for microcredit programs in developing countries is an excellent tool for shaping, learning and strengthening ideology and motivation.
L-Pesa will be directed to a market supported by over 40% of the world's population: Africa, Indian subcontinent and Southeast Asia. Today, the population is more than 3 billion people, and it is growing rapidly. L-Pes's mobile solution by phone. In front of the L-Pesa market significantly exceeds the credit worth of L-Pesa.
Whitepaper : https://kriptonofafrica.com/static/pdfs/L-Pesa%20ICO%20white%20paper%202018.pdf
Website: https://kriptonofafrica.com/
Telegram: https://t.me/LpesaICO
Twitter: https://twitter.com/lpesaico
Facebook: https://www.facebook.com/lpesaico
My Bitcointalk (doblok): https://bitcointalk.org/index.php?action=profile;u=1035549
ETH: 0x45CC001673969f7a5e77ab858BaD85d650427227
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